Waddell Benefits Inc. - Call us at (905) 361-6921
Customized Group Benefits That Work
Negotiating rates to keep premiums affordable.






Creating fully customizable benefit plans.
Access to over 30 different insurers
Drug Diversion


How Drug Diversion Works
The drug diversion team is contacted when a high cost prescription is submitted at the pharmacy
Specialty and high-cost drug claims are flagged when they enter the plan.The member is contacted and supported
A clinical team explains the program, manages consent, and provides one-on-one support.Clinical appropriateness is confirmed
The medication, dosage, and diagnosis are reviewed to ensure therapy is appropriate and uninterrupted.Alternate funding options are pursued
Eligible costs are redirected to manufacturer assistance, patient support programs, or other available funding sources.Administration is handled on the member’s behalf
Applications, paperwork, pharmacy coordination, and prescriber follow-ups are managed by the program.Medication delivery continues without disruption
Prescriptions are fulfilled through the most appropriate channel while maintaining continuity of care.Plan drug costs are reduced
Eligible claims are partially or fully removed from the group benefit plan.Ongoing monitoring and renewals
Funding is maintained over time to prevent claims from re-entering the plan.Clear, employer-friendly reporting
Employers receive aggregated savings and utilization reports—no private medical information.

About Waddell Benefits
Independent benefits broker focused on cost containment and smarter plan design.
Specialists in high-cost drug management and drug diversion solutions that protect your plan.
Experts at building custom benefit plans tailored to your workforce and budget.
Proactive renewal strategy that helps you avoid spikes, stabilize premiums, and improve sustainability.
White-glove support for employees with specialty drug needs — coverage found before the plan ever pays.
Full access to market-wide carrier options with unbiased recommendations.
Hands-on implementation support to ensure a smooth onboarding with minimal HR time.
A dedicated team that manages claims issues, coverage questions, and carrier escalations for you.
Clear analytics and reporting so you always understand where your benefits dollars are going.
Focused on delivering better benefits outcomes — healthier employees, predictable costs, and fewer headaches.
Our Services
Tailored group benefit plans that protect your team and your budget.
Plan Design
We craft benefit plans that fit your company’s unique needs and goals.
Cost Management
Negotiating premiums and managing details to keep your costs in check.
Have someone reach out about our custom solutions
How to keep more of your money with ASO!
Waddell Benefits Inc.
300-29 Tannery Street
Mississauga, ON, L5M 1V1
905-712-8400
divert@waddellinsurance.com
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